If you are younger than 21 years of age, you must wear a helmet when riding on a motorcycle in Florida. Generally, motorcyclists who are 21 years of age and older also must wear helmets, but the law allows them to ride with a helmet provided the person has proof of a medical insurance policy providing a minimum of $10,000 in coverage in the event they suffer injuries while riding.
Florida helmet laws do not apply to anyone who is at least 16 years old and riding on or operating a motorcycle equipped with maximum engine displacement of no greater than 50 cubic centimeters that is incapable of reaching speeds in excess of 30 mph.